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Eminent Domain and the Government Seizing MortgagesWelbeck suffers horror injury as Arsenal star is runescape gold taken off on stretcher needing oxygenThe England star went up for a header during the first half but was in real discomfort as medical staff rushed onto the pitch.Strictly Come DancingStrictly Come Dancing's Amy Dowden flees training in tears after bust up with partner Danny John Jules The massive row sparked a 'sense of panic' among producers on the BBC showPrince Charles,
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The Everton forward has rubbished talk he is already winding down and plans to play on until 2025Premier LeaguePremiership winner Colin Hendry gets boots back on for Sunday League pub teamThe Scottish defender marked Ronaldo and Rivaldo but is now Moorgate's main manRangers FCSteven Gerrard has no case for defence as he gives Rangers' back four a bashingThe Liverpool legend said children defend better than they did in their Europa

League horror showArsenal FCNani's classy gesture to stricken Danny Welbeck wins over Arsenal supportersThe England forward may have played his last game for the Gunners after needing oxygen on the pitchAsteroidsThree HUGE asteroids will fly dangerously close to Earth this weekend, NASA warnsThe biggest of the three is predicted to be up to 30 metres wideDanny WelbeckDanny

Amir Sufi is a leading economist at the University of Chicago Booth School of Business. In this piece for Bloomberg, he discusses the merits of allowing California cities such as Stockton and San Bernardino to seize mortgage contracts and reset the terms to forgive enough debt so that borrowers are no longer under water. If this threat to seize the mortgage is credible,

Emma Bunton shares rare family snap with partner Jade Jones and their two sonsthen this will put tremendous pressure on lenders to renegotiate terms with borrowers. borrowers will also pay an interest premium (especially those with high LTV and low fico score) once this precedent is in place.Even though the government bailed out the banks and other huge corporations, and earlier savings and loans,

it does nothing to help people who are the victims of the implemented policies. The overpriced real estate market was not created by the home buyers but by the greedy bankers who created packages of financial instrument in hopes of fast gains. Now, however, the burden is on an average citizen who is unable, especially with the enormous job losses, to pay his mortgage in a depressed market. No one seems to notice that the real unemployment numbers are manipulated in order not to show how bad the economy actually is. The numbers show only the new claim as opposed to all people who are receiving unemployment benefits or these who benefits are already exhausted but who still remain unemployed. The attempts at mortgage modifications where the number of years of the mortgage is extended up to 40 years does not really help the borrower who will end up paying much more in interest then on his original loan. Whether seizing mortgages by the government is going to help is yet to be seen but I personally think this is a viable solution.
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