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Business > Carreer > Career DevelopmentA Guide To Career Development Loans
Posted by nick_niesen in Business on October 29th Cheap Sven Bender Jersey , 2010

If you are finding your current vocation a bit dull and want a lift, or feel that you could do more in your current career, then perhaps you should look at getting a career development loan. Career loans can help you to learn more about your career by helping to pay for your extra education. If you want to get ahead in your career and invest in learning, then here is some information to help you learn more about development loans.

What are career development loans?

Career Development Loans, or CDLs Cheap Sokratis Papastathopoulos Jersey , were launched back in 1988 and are part of a government program to help people further their education so that they can improve their skills within their chosen vocation. They are available for people who are employed, self-employed and unemployed, as long as they meet the criteria.

How do I apply?

Applying for a CDL is like applying for any other loan, in that you have to meet certain criteria in order to be accepted. If you are applying for a vocational course that lasts no longer than 2 years, or three years if part of the course is practical experience Cheap Shinji Kagawa Jersey , then you could be eligible for a CDL. CDLs are available from a select few high street banks, and although you don鎶?have to be a customer of theirs, you will probably need to open an account with them to receive the loan.

Deferred repayment

The main advantage of career development loans is that they are what are known as deferred loans. This is similar to a student loan, in that you only start making the repayments after the loan term has finished, which is generally just a little more than the length of the course you are taking. During the loan term Cheap Sebastian Rode Jersey , the Department for Education and Skills (DfES) pays the interest, and then once the loan finished you repay the loan using a fixed rate of interest. Although the rate can vary from lender to lender, they are generally lower than normal personal loans because they are part of a government initiative.

How much can I borrow?

In general you can borrow between £300 and £8,000, and the CDL can be used to pay up to 80% of course fees and 100% of associated expenses such as travel and materials. However Cheap Roman Weidenfeller Jersey , if you are unemployed the loan may be able to cover all of the fees for your course.

Investing in your future

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