Each year, many states, you need a bureau in order to provide a free credit report to one person. If your state requires this, you are in luck. Otherwise, you are still may have some options. If you have been denied a loan, you can be subject to the free report. You negative feedback, even if you have evidence that may be on the report, you also are eligible. Look into your options, check whether you can get a free report. Even if you have to pay, especially if you want to order the most basic report, please note that the fee is small.